To Do If You Get A Nasty Letter or Phone Call From:
Robinson Way And Company Ltd
If you are currently having problems with debt collectors, or if you suspect them of using illicit or unfair tactics, then please contact the BBC in complete confidence at the following email address:
(United Kingdom enquiries only, please)
Way and Company Ltd is a debt purchasing company and is listed in the
website of the DBSG
(The Debt Buyers and Sellers Group) and/or mentioned in consumer finance
forms. They have a legitimate function as debt collectors, but there
is some indication that some such companies (not necessarily Robinson
Way and Company), and especially the debt purchasing element, go a bit
too far sometimes and can make people's lives a misery when those same
people are at their most vulnerable. We do not suggest that they are
acting outside the law, but getting that letter or phone call is not
exactly helpful to you right now.
So the first thing
you must do if Robinson Way and Company is bothering you is not
to panic or despair. That's just what they want! They'd love
you to call their number and speak to their specially trained sales
team for 'advice'. But once you do that you'll be suggestible to whatever
they tell you, instead of getting independent advice. While we always
say that you should keep an open dialogue with debt collectors, we would
recommend that you do so in writing only. This will prevent them 'railroading'
you into any action which is not in your best interests, as they so
love talking people into doing things on the spur of the moment. Of
course, they are only doing their job, but that's hardly a consolation
for you in the present situation.
There are several
courses that are open to you, and some will suit your own situation
better than others.
A sensible option
is a debt management plan or even an IVA - which is designed to actually
write off a large chunk of your unsecured debt. But you would need to
take advice on this and look at your income and expenditure in detail.
This option won't suit everyone. There's more on this below.
For an alternative type of
loan you could apply for a 'logbook loan' which many
people find a very handy option. It is actually a loan secured on your
car, except you get to keep the car and keep the cash as well! That's
why some people find it such a good idea, as it unlocks the equity in
your vehicle without taking away your means of transport (there's no
need to sell the car). To apply
for a logbook loan click here.
Yet another option
is a no credit-check guarantor loan. This is especially
useful because your own credit rating is not looked at; you must find
someone else willing to act as a guarantor for you such as a friend
or family member. This is an ideal solution if you're at the stage where
your credit profile has been downgraded by recent events, etc. So click
the following link for Unsecured Loans
that don't need you to be credit checked.
If you wanted to
try a debt management plan, then we provide a whole-of-market service,
with a number of debt management experts on our panel. So whatever your
circumstances, your application will find the plan for you, meaning
the optimum outcome for your situation. It also means
there are no minimum requirements for debt levels or income.
So apply for a debt management plan using the form below.
Registry. Consumer Credit Licence number 633327.
Way And Company Ltd
Also Known As: Robinson Way Debt Collectors, Robinson Way Ltd, Robinson
Address: London Scottish House, Quays Reach, Carolina Way, Salford M50
Telephone: 0161 8342861
Fax: 0161 7439657
Email: users or department @robinson-way.com
Get a free QuickCreditScore
check by applying
Robinson Way And
Company Ltd and the Truth About Your Debt
Robinson Way And
Company Ltd is
a firm which has purchased your debt account from the original lending
source (or in some cases another debt purchasing company) for much less
than the worth of the original debt and is brazenly attempting to get
the full sum of the original debt from you.
Robinson Way And
Company Limited will use all sorts of methods to get money out of you
so that they can profit from your misery. You may already have experienced
bad dealings with them on the phone or by letter. They may phone you
up at strange times when they know it is inconvenient for you and on
an unacceptably numerous number of occasions. They may be sending you
official-appearing sternly drafted letters or cards threatening to send
people round to collect the full amount or take you to court for the
full amount. Their other strategies may involve attempting to make a
charging order on your home or in some way cause you great personal
So ask Robinson
Way And Company Ltd for a copy of the original contract when you took
out your loan or credit card.
To find out if you
qualify for an IVA or can benefit from a debt management programme,
try the IVA
Test. It's free to apply, and again you are protected by the consumer
laws regarding debt management at all stages. Click
here to go to the application form.
Data On Robinson Way And Company Ltd
If you have
any information that you would like honest people to know about Robinson
Way And Company Ltd then send us an email in complete confidence and
we will try to corroborate it with the clowns involved.
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a look at the Insolvency Service's leaflet called 'In Debt', downloadable
of Debt Collectors
Robinson Way And Company Ltd website is part of DPC Registry website
group. All rights reserved. Complaints Against Robinson Way and Company
Ltd debt collectors.